Random from the first reel to the last
Three or more Scatter symbols that land on the reels start the Free Spins, but how often that happens is not known in advance. One session can bring a bonus early or leave a long run of plain spins. The result of any session is random, and the RTP of 96.47 describes only a long run of stakes. Nobody can predict the next round from the last one.
Each spin on the reels follows the rules of one RTP version, and the game rules are the only place where that version is shown. The Fruit Party series has two versions with different RTP figures, so the version matters when you compare them. Read the game rules before you set the figure against another title.
A winning cluster on the reels can grow through Tumble refills and Multiplier tiles, yet the maximum win is a ceiling reached very rarely. No one can say in advance whether a session comes near it. Expect the top prize as an outer limit on what a session might pay, not as a target.